Step 1: Go to UMA
Visit https://www.uma.me/.
To change the language, click on the globe icon in the top right corner.
Step 2: Start Your Registration
Click “Get UMA” in the top right corner.
On the next page, click the blue icon in the center labeled “Get Started”.
You’ll see an overview of the steps ahead. Click Continue.
Step 3: Verify Your Phone Number
Enter your mobile number.
Be sure to select your country code first!
Click Continue.
You’ll receive a 6-digit SMS code—enter it and click Submit.
Step 4: Create Login Credentials
Enter your email address and create a password.
Click Continue.
Step 5: Create Your UMA Address
Choose your Universal Money Address (UMA).
Once created, you can proceed to verification or choose to verify later.
⚠️ Important: Your account must be verified to send/receive money. We recommend verifying now.
Step 6: Verify Your Identity
Verify your email by clicking the link sent to your inbox.
Agree to identity verification.
Enter your basic information → click Continue.
Enter your residence and citizenship info → click Continue.
Review all details → click Submit.
Wait for verification.
If verification fails, you’ll receive an email with instructions.
Step 7: Connect Your Bank
UMA uses Plaid (a secure third party) to connect your bank account.
Select your bank and log in.
⚠️ Your bank must support Real-Time Payments (RTP).
Once connected, you can send and receive money with your UMA account!
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