Creating an UMA account

Modified on Thu, 18 Sep at 5:48 PM

Step 1: Go to UMA

  • Visit https://www.uma.me/.

  • To change the language, click on the globe icon in the top right corner.

Step 2: Start Your Registration

  • Click “Get UMA” in the top right corner.

  • On the next page, click the blue icon in the center labeled “Get Started”.

  • You’ll see an overview of the steps ahead. Click Continue.

Step 3: Verify Your Phone Number

  • Enter your mobile number.

  • Be sure to select your country code first!

  • Click Continue.

  • You’ll receive a 6-digit SMS code—enter it and click Submit.

Step 4: Create Login Credentials

  • Enter your email address and create a password.

  • Click Continue.

Step 5: Create Your UMA Address

  • Choose your Universal Money Address (UMA).

  • Once created, you can proceed to verification or choose to verify later.
    ⚠️ Important: Your account must be verified to send/receive money. We recommend verifying now.

Step 6: Verify Your Identity

  1. Verify your email by clicking the link sent to your inbox.

  2. Agree to identity verification.

  3. Enter your basic information → click Continue.

  4. Enter your residence and citizenship info → click Continue.

  5. Review all details → click Submit.

  6. Wait for verification.

    • If verification fails, you’ll receive an email with instructions.

Step 7: Connect Your Bank

  • UMA uses Plaid (a secure third party) to connect your bank account.

  • Select your bank and log in.

  • ⚠️ Your bank must support Real-Time Payments (RTP).

  • Once connected, you can send and receive money with your UMA account!

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